Remember when you only had to use your bank cards’ pin number was to get cash out the ATM.  Those were the good old days, right. Well, ever since most stores began accepting debit cards for purchases, now you have a hundered more instances where you have to type in your four-digit pin. So, how are you able to remember the four-digits?  Simple…make sure the numbers are relative to something personal.

 

Unfortunately, this method in choosing a pin number is not fool-proof. Most people that lose their card to acts of crime, or as simple as missplacing it someplace, will have a greater chance of their card being frauduently used. Why? Because of the lack of creativity amongst their rightful owner.  From birthdays to social security numbers, people are more likely to use various combinations of “personal” numbers in order to come up with a pin number.  And the theives out in world, knows this. This is why they are able to quickly steal thousands from her precious little bank accounts.

 

According to the Huffington Post, a recent analytics study conducted by Data Genetics found that over 80% still use simple combinations as their pin.

 

The blog found that despite warnings from banks and a measure of common sense, a surprisingly high percentage of passwords–close to 20 percent–are the still the simple combinations, “1234,” “1111,” and “0000.” Combinations that begin with “19” are above the 80th percentile in popularity, with the highest numbers most popular. Birth years, as it turns out, are not the most secure choice either.

 

Wow!  But in effort to cut back on fraudulent activity taking place with your funds, it is suggested that bankers choose more complex number combinations.  In fact, Data Genetics states that the safest pin number you can use is 8068.  This number only appeared 0.0001 percent of the time during their study.  Interesting…

 

Do you think your pin # is safe??