Credits & Debits

This week, we are going to take a break from the gossip and rumors and instead focus on real life issues. This is still The Ratchet Report, but this piece is intended to focus on the real "ratchetness"...

Nearly half of all American women, no matter their background, share a fear that may seem odd given the wealth of some: They are afraid of losing their financial independence, otherwise known as “Bag Lady...

Uber has become the hot new thing for drivers who prefer to take a break every now and then.  The car service company, which allows people to call up a ride from just about any location, is now offered in...

Our #WealthyWishWednesday selection this week goes to none other than the rarest diamond in the world, The Blue Diamond. Known as the most sought after diamond in the world, collectors and diamond...

Ever wanted to attend a sports game or Beyonce's concert in style?? Well, there's a website that can help you secure one of those premium seats or private suites. It is called SuiteHop.com. SuiteHop is the...

Vacations often end with travelers bringing home a souvenir or two. In some cases, travelers like to bring home a few bottles of cheap, duty-free alcohol. Well, in this case, one Georgia man did just that...

By: C. Ernie Nivens (www.nivenswealth.com)   For most children in America, the holiday season is a wonderful time, with tasty treats, vacation from school, and plenty of toys and gifts that seem to...

According to SCORE, angel investors give financial investments to certain industries known to turn a profit. Therefore, SCORE has compiled a set of statistics that lists the top industries that receive the...

Darren Wilson Allies Aren`t Satisfied Darren Wilson Supporters Seek Perjury Charges....   Only after a few days of the announcement in the Mike Brown case, Wilson supporters still aren't...

A ruling came down on Monday in the death of Michael Brown, the unarmed, black 18 year old who was fatally shot by a white officer. A grand jury of nine whites and three blacks decided to not indict Officer...

Yes. It is almost tax time and one of the main concerns for tax payers is the amount of their refund. So, how can someone maximize their refund? Well, the two simplest ways to do that hasn't changed in many...

Black Friday is approaching. As consumers prepare for the whirlwind shopping experience, their main goal is to cop the best deals or discounts. To help locate the best retailers with the best deals, personal...

Did Bill Cosby Spike the Jello Pudding??? Women coming out about Cosby rape allegations…. Bill Cosby, also known as Dr. Huxtable, has been the model for all American TV father for years. Cosby and...

Working in corporate america can be a real melancholy experience. With over 14 years of dealing with internal politics and constant struggle to prove my worth, I can say, there was one boss in particular that...

Zaha Hadid, a Pritzker Prize award-winning architect, is in contract now to design 90-meter yachts. In collaboration with shipbuilders Blohm + Voss, Hadid will create a collection of yachts called...

Petra Nemcova and Wiz Khalifa showing their Happy Hearts support. The 2004 tsunami - that devastatingly impacted the Indian Ocean and the surrounding countries - placed a kind and generous thought in the...

By: Jasmine York, contributing writer (@jasminethewriter)   According to studies done at the Rich Habits Institute, about 81% of the wealthy maintain a to-do lists opposed to only 19% of the poor....

Somehow, we knew this show would make its way back onto our television screens.  One of pop culture's most wealth-driven shows is making a return, but with a younger face and richer people. "Lifestyles...

The Duracell family recently welcomed their new owner, Berkshire Hathaway Inc.  In a deal valued at an estimated $3 billion, Proctor & Gamble Co. sold the battery brand to the holding company, which is...

In order to be successful, you have to change your mind state. Your mind - and the way your thoughts are set up - hugely impacts your personal growth. But, some people stifle their growth because of unstable...

So So Def CEO Jermaine Dupri made an announcement yesterday about his latest business venture, One Song Publishing. In an era where digital publishing and online visibility can make the average at-home...

  By: Jasmine York, contributing writer (@jasminethewriter) Impressing employers is not easy, especially when you have absolutely no experience. That along with an irrelevant educational...

Karen Civil, one of today's most sought after digital media and marketing mavens, recently launched the Live Civil Playground in her parents native country Haiti. In conjunction with the Sow a Seed...

  For an undisclosed amount of money, Jay-Z acquires "Ace of Spades" champagne. The Roc Nation CEO recently purchased the spirits from Armand de Brignac, which is produced by a group from...

What That Mouth Do Molly Shattuck? Ex-NFL cheerleader arrested for rape.... I have heard women say time and time again that there is a drought in men. So I guess now the only choice is to search in...

Middleton, New York is the latest town to sell Tuesday's nights Mega Millions ticket. The drawing was for a whopping $321 million. The lucky person purchased the winning ticket, matching all six numbers...

"More than 40 million young Americans now carry well over one trillion dollars in total student loan debt; with many only three years removed from graduation finding themselves in default at staggering rates,"...

  By: Jasmine York, contributing writer (@jasminethewriter)   Making a budget can be tricky, especially when someone’s not sure about the percentage of their income they should be...

    One of digital media's top competitors of online video, Whistle Sports, recently received a huge investment. European satellite-TV company, BSkyB, has invested $7 million into the...

Two grown men robbing folks for photography equipment now??!! WOW! Word is that Suge Knight and comedian Katt Williams were arrested in Los Angeles Wednesday on robbery charges. According to the AP,...