Want to Know the Safest ATM Pin # You Can Use? Ms. Bels Monday, September 24, 2012 The Receipt, Your Money and You Remember when you only had to use your bank cards' pin number was to get cash out the ATM. Those were the good old days, right. Well, ever since most stores began accepting debit cards for...
Hard Times: Millions of Americans Lack Food Ms. Bels Thursday, September 6, 2012 The Receipt, Your Money and You When the recession hit, millions of Americans found themselves rationing everyday household purchases. From home foreclosures to loss jobs, the average middle-class family received a...
Before You Book Your Next Hotel Room, Watch This! [Video] Ms. Bels Monday, August 27, 2012 The Receipt, Your Money and You Travelers beware! If you thought you were catching a great deal on a hotel room, you better think twice. Recent research reveals that sites such as Travelocity, Orbitz, Expedia,...
Oh Really! Employers May Bump Up Salaries Approx. 3.0% in 2013 Ms. Bels Tuesday, August 7, 2012 $1 Rumors, The Receipt, Your Money and You There are some things in this world you have to see it, before you believe it. A 2013 increase in employee base pay is one of those things. According to CNNMoney, the constant...
Are You Still Paying for Cable TV??? Ms. Bels Friday, August 3, 2012 The Receipt, The Script, Your Money and You Remember when "having cable" at home was the BIG thing?? Well, those days are almost over. With television networks offering online videos of their most popular shows, people are dropping...
Travel Tidbit: Is It The End for First Class Seating? Ms. Bels Tuesday, July 24, 2012 The Receipt, Your Money and You Over the years, traveling via air has declined for several reasons. Besides having a plain ole fear of flying, one reason Americans refuse to fly is the high cost. But for those who do fly,...
Watch Out! More Credit Card Fees On The Way… Ms. Bels Friday, July 20, 2012 The Receipt, Your Money and You The battle between the merchants and the credit card companies just ended. On Friday, July 13, small and large businesses reached an agreement with Visa and MasterCard to no longer charge...
Is the IRS Attacking Black Celebrities On Purpose? Ms. Bels Sunday, June 17, 2012 The Receipt, Your Money and You 1 Comment Nowadays, not a month goes by without us hearing of a celebrity owing huge sums of money to the IRS. The most recent victims, like Lauryn Hill and R. Kelly, both have been purposefully sought...
Tuition Is “Bananas” for Top Ranking Schools Ms. Bels Tuesday, May 29, 2012 The Receipt, Your Money and You It's graduation season and some high schoolers are still deciding if furthering their education is the route for them. Well, for the parents it's a different story. "Who will pay for college"...
4 Cool Apps To Ease Your Tax Preparation Ms. Bels Wednesday, April 4, 2012 The Receipt, Your Money and You Taxes can be a bit of a hassle. Filing taxes can take up a lot of time especially if you are not the most organized person. You may have pertinent receipts stashed in file cabinets or old...
How To Overcome Financial Stress And Its Affect On Your Relationship Ms. Bels Sunday, February 12, 2012 The Receipt, Your Money and You Is money the root of all evil? Probably so! In many households, financial burdens are causing unwanted stress amongst mates. The constant arguing over who bought what, how much those shoes...
It’s Time! 2012 Tax Season: Things You Should Know Ms. Bels Wednesday, January 18, 2012 The Receipt, Your Money and You Tax time is finally here. As usual, the IRS is expecting accurate filings and the documentation to back up your return. What's new is that you have two extra days to get your return together....
3 Hot Tips To Decrease Your Property Taxes… Ms. Bels Wednesday, January 18, 2012 The Receipt, Your Money and You With the housing market spiraling out of control, due to massive amounts of foreclosures, many people find out that their property taxes don't speak the same language. Some families find themselves...
Smart Ways for 20yr olds to Save Money Ms. Bels Wednesday, November 23, 2011 The Receipt, Your Money and You Parents, if you have a child that's in their twenties, you may want to begin stressing the importance of saving money. During this stage in their lives, they're spending more and being seduced with...
Want to Avoid Bank Fees? Here’s How… Ms. Bels Wednesday, October 5, 2011 The Receipt, Your Money and You Once the government issued new laws in which bank institutions were forced to stop charging certain fees, the banking industry got clever and created new ways to charge citizens. One way, which recently...
Can Refinancing Solve Our Recession Woes?? Ms. Bels Friday, September 2, 2011 Credits & Debits, The Receipt, Your Money and You This is the smartest thing I've heard in a minute. The housing market and predatory lending is the primary reason why the U.S. experienced a "recession". So in order to counter act this and get...
Earn Extra $$, Rent Out Your Car Ms. Bels Friday, September 2, 2011 The Receipt, Your Money and You Here's an interesting concept. A company in California called Relay Rides have successfully created an unique rental car niche. Relay Rides allow common everyday people rent their own personal...
Clark Howard’s New Book Shows Us How To Live Large In Lean Times Ms. Bels Monday, August 15, 2011 The Receipt, Your Money and You The ever so popular, Clark Howard, has released a New York Best Seller, "Living Large In Lean Times: 250+ Ways to Buy Smarter, Spend Smarter, and Save Money". The guide contains useful tips that should help...
5 Ways to Secure Your Death Ms. Bels Thursday, July 14, 2011 Credits & Debits, The Receipt, Your Money and You Many of us cringe at the thought of having to plan for the inevitable. Some people think that openly discussing death will cause an untimely occurance. But as with all topics, if we don't talk about it,...
Black Owned Banks: The Safe Houses of Our Community Ms. Bels Tuesday, June 28, 2011 The Receipt, Your Money and You With the constant reminder that this economy is no better off now than it was several years ago, many people are reluctant to put their money in so-called “safe houses” for fear of it being...
How To Purchase Partial Stock… Ms. Bels Tuesday, June 7, 2011 The Receipt, Your Money and You When purchasing stock, many individuals cringe at the thought of paying high prices. But nowadays, there is a wonderful alternative to purchasing stock. Instead of spending all that money, try buying only...
What Is Your Net Worth? Ms. Bels Monday, April 25, 2011 The Receipt, Your Money and You If you're wondering how much is your net worth, CNN's Money Magazine offers a quick online assessment tool called the Net Worth Worksheet. This online tool allows you to plug in your assets (i.e. savings,...
6 Ways To Prevent An IRS Audit Ms. Bels Friday, February 11, 2011 Credits & Debits, The Receipt, Your Money and You The author of ,Tax This: Standing Up Against The IRS, Scott Estill provides CNN with a few tips that will help prevent you from being audited by the IRS. Some best practices that will best help you...
File Federal Taxes For FREE! Ms. Bels Wednesday, February 2, 2011 Credits & Debits, The Receipt, Your Money and You If you want to save every little penny you have this tax season, the Internal Revenue Service (IRS) is now offering a FREE tax filing service. The service, appropriately called FREE FILE, will allow...
Texas Takes Lead In U.S. Food Stamp Usage – 3.9Million As of Nov. 2010 Ms. Bels Wednesday, February 2, 2011 Credits & Debits, The Receipt, Your Money and You One way to tell if the economy is back on track or NOT...go to your local grocery store. According to the Wallstreet Journal, a recent report from the U.S. Department of Agriculture lists the state of Texas...
Mobile Payments: Will The Credit Card Fade Away? Ms. Bels Monday, January 31, 2011 Credits & Debits, The Receipt, Your Money and You The next phase in mobile technology is the Near Field Communications (NFC) system. According to Google CEO, Eric Schmidt, NFC capabilites will allow developers to build mobile devices that can accept...
Tax Credits That May Benefit You… Ms. Bels Tuesday, December 14, 2010 Credits & Debits, The Receipt, Your Money and You The 2009 American Recovery and Reinvestment Act, established by Congress in Feb. 2009, offers quite a few opportunities for you to get back a little extra cash this upcoming tax season. The Stimulus, as...
UPDATE: Traditional IRA vs Roth IRA – What’s the Difference? admin Tuesday, April 28, 2009 The Receipt, Your Money and You 4 Comments By Bels Last week I sent out a message asking my Facebook friends for financial topics for the STACKS Mag blog. I figure this will be a good way to find out exactly what people want to read about. So a...
For Better or For Worse? admin Wednesday, February 18, 2009 Your Money and You Has your standard of living changed? Are you spending less and saving more? Buying more name brands or still wearing last year's designs? Sirloin or ground chuck? Even a blind man can see that things have...